Find Out About the Latest Homes for Sale First!

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS, and even later on the national listings web sites, if at all.

By signing up to receive my latest listings, I’ll send you an email notice instantly — as soon as my latest homes for sale go online. You’ll find out first, before other buyers.

REAL ESTATE TIPS

Financing Your Home > If You Are Self Employed

There’s no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

REAL ESTATE TRIVIA

Q What home product makes lawn mowing easier than ever?

A The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.